The Hertz Liability Insurance Supplement

Get up to $1,000,000 in liability protection against third-party claims with Hertz rental car insurance coverage. Having a Liability Insurance Supplement (LIS) safeguards your insurance policy and personal assets should any bodily- injury or property damage claims be made against you. With LIS, you get:

• More freedom to enjoy your rental.
• Protection from unforeseen circumstances.
• Peace of mind when on the road

Jump to a section:

• What is Liability Insurance Supplement?
• How much does Liability Insurance Supplement cost?
• Do I need Liability Insurance Supplement?
• What are the alternatives to Liability Insurance Supplement?
• Can I cancel Liability Insurance Supplement?

What is Hertz’s Liability Insurance Supplement?

A car rental Liability Insurance Supplement is a third-party insurance policy that provides added protection if any third-party claims are made against you in an accident. LIS provides both uninsured and underinsured motorists coverage for up to $1,000,000 for both bodily injury and property damage. Features of LIS include:

• Coverage for you and other passengers in the rental for third party liability claims.
• Primary protection to your personal policy for the first $1,000,000 of coverage for both property damage and bodily injury claims, per occurrence, in all states but California and Florida where the coverage is $2,000,000.
• LIS also provides uninsured and underinsured motorists coverage for bodily injury up to $1,000,000.
• LIS includes an excess third-party insurance policy issued by ACE American Insurance Company. This represents a combined total of the state limit where the accident occurred, plus LIS. 

How much does Hertz’s Liability Insurance Supplement cost?

The Liability Insurance Supplement costs $9.99 per day on your rental. You can find out more through our guide on car rental protection plans.

LIS coverage will automatically attach to the claim once you have reported the accident to the relevant authorities in line with the rental agreement.

Add a Liability Insurance Supplement to your booking.

Do I need Hertz’s Liability Insurance Supplement?

Hertz LIS, our rental car liability insurance, provides additional coverage for up to $1,000,000 for any bodily injury and property damage claims from third parties. You can never be too sure on the road, and LIS gives you that extra layer of protection for your rental.

Enjoy the benefits of LIS protection for just a few dollars a day, such as:

• Greater flexibility and freedom with your rental.
• Added protection in case of an accident or unforeseen event.
• Peace of mind and security when driving your rental.

What are the alternatives to Hertz’s Liability Insurance Supplement?

An alternative to the Liability Insurance Supplement is the Loss Damage Waiver (LDW). With LDW, you will not be held liable for any damage or loss to the Hertz vehicle provided the loss or damage does not result from any prohibited use of the car.

Features of LDW include:

• Available with your Hertz rental at a cost of $45 per day. 
• Theft and vandalism protection, keeping you safe if your vehicle is stolen or damaged.
• Protection against damage from acts of nature or God such as floods or hail.
• Accident and rollover protection, giving you coverage if your vehicle overturns.

Other liability options include:

• Limited Loss Damage Waiver (LLDW) – Offers liability protection to any loss or damage to your rental up to $1000.
• Personal Effects Coverage (PEC) – Insures against risk or damage of personal belongings in your rental.
• Personal Accident Insurance (PAI) – Accidental death and accidental medical expense coverage for you or your passengers when renting the vehicle.

Can I cancel Hertz’s Liability Insurance Supplement?

You can cancel LIS by opting out of the daily payment of $9.99. This will automatically cancel your protection. However, we advise that you secure your rental with LIS or any other liability protection during the duration of your rental period. This way, you can have peace of mind when driving your Hertz rental. 

While nobody wants to think about getting into an accident, statistics show that the average person will probably crash their car three or four times in their lifetime. It’s better to know that if you’re unlucky enough to suffer a crash, you have coverage. Get Hertz’s Liability Insurance Supplement for one less thing to worry about on the road.