Insurance
Below is brief summary of insurance provided at some of Hertz locations worldwide. For more details, please visit Hertz website or Hertz counter at car pick up. USA
Basic Third Party Liability Coverage
In California, Massachusetts, Michigan, New York, South Carolina, Virginia, or West Virginia, Hertz provides primary liability protection up to the statutory minimum limits. Liability Insurance Supplement (LIS)
Liability Insurance Supplement (LIS) is primary protection, which provides the first USD 1,000,000.00 of combined bodily injury and/or property damage protection for each occurrence. Loss Damage Waiver (LDW)
Hertz offers Loss Damage Waiver (LDW) as an optional service, which for an additional daily charge relieves you of all financial responsibility for the loss or damage to the rental car, whether or not you have insurance to cover such damage, provided the car is used in accordance with the terms of the Rental Agreement. The cost of LDW may vary depending on location or car type and is charged per each full or partial day of rental. Personal Accident Insurance (PAI)
Personal Accident Insurance (PAI), offered in combination with PEC, allows you to elect accidental death and accidental medical expense coverage for yourself and your passengers during the rental period of the vehicle. Personal Effects Coverage (PEC)
Personal Effects Coverage (PEC), offered in combination with PAI, is an option that insures against risk of loss or damage to help protect your personal belongings while renting from Hertz. CANADA
Third Party Liability
Liability protection up to a single limit of CAD1 Million per accident for bodily injury or property damage combined, is included. Loss Damage Waiver (LDW)
LDW is an optional service which relieves you of any responsibility for the loss of or damage to the rental car resulting from any cause, provided the car is used in accordance with the terms of the Rental Agreement. Cost of LDW may vary depending on location or cartype and is charged per each full or partial day of rental. Uninsured Motorist Protection (UMP)
UMP covers the bodily injury sustained by the renter, family members and passengers travelling together in the rented vehicle, caused by another driver who has no insurance,minimal insurance, or is a hit and run driver. UMP provides up to USD1,000,000.00 of Uninsured/Underinsured protection for bodily injury sustainted while giving the rental vehicle. UMP is only available when first accepting Liability Insurance Supplement(LIS). In states where UMP is offered, LIS does not contain any Uninsured/Underinsured Motorist coverage. In state where UMP is not available, Uninsured/Underinsured Motorist coverage up to USD 100,000.00 is included with the LIS coverage. Personal Accident Insurance (PAI)
PAI is an optional coverage for any accident involving death or bodily injury during the car rental covering you and your passengers. Personal Effects Coverage (PEC)
PEC is optional insurance for the loss or damage to Personal Effects of the renter and any companions travelling together in the rented car. Personal Accident Insurance and Personal Effects Coverage have a combined rate. They are not sold separately. PAI/PEC is not available at locations in the provinces of Alberta and Quebec. The maximum coverage per person is CAD 500.00 with a deductible of CAD 25.00. Maximum coverage per rental of CAD 1500.00 per person. EUROPE (including Germany, France, UK, Spain, Belgium, Netherlands and Switzerland) Third Party Liability
In most European countries, basic insurance includes unlimited coverage on bodily injury to persons other than the driver and property damage to anything other than the Hertz vehicle, except in Italy where max coverage is 7.5 million Euro and 2 million Euro in Netherlands. Collision Damage Waiver (CDW)
CDW is an optional service which, if accepted,reduces your financial liability for damage to the Hertz vehicle, its parts and accessories, except for theft, attempted theft or vandalism, provided the vehicle is used in accordance with the terms and conditions of the rental agreement. CDW may be mandatory and included in some contract or preferential rates. If CDW is declined, you will be responsible for the amount of the deductible. Theft Protection (TP)
TP is an optional service which, if accepted, reduces your financial responsibility for loss of, or damage to the Hertz vehicle due to theft, attempted theft or vandalism, including its parts and accessories, provided the vehicle is used in accordance with the terms and conditions of the rental agreement. TP may be mandatory and included in some contract or preferential rates. If TP is declined, you will be responsible for the amount of the deductible. Super Cover
If you opted for, or if your rate includes Collision Damage Waiver (CDW) and Theft Protection (TP), you may also wish to purchase an additional protection, "Super Cover", to waive your already limited liability in case of damage to, or theft of the Hertz vehicle, its parts and accessories, including those losses resulting from collision, vandalism, theft or attempted theft, provided the vehicle is used in accordance with the terms and conditions of the rental agreement. Super Cover is not available for customers on business contract rate rentals unless there is a CDP code present that indicates that this option is applicable. Super Cover does not cover broken / loss of keys, contamination of fuel or Hertz NeverLost navigation units. Super Cover is offered in most locations but can only be purchased at time of pick-up - Please contact your Reservation Centre for availability. Personal Insurance (PI)
Covers yourself, your passengers and your personal effects. Terms and conditions may apply, please refer to the insurance leaflet at the rental counter. AUSTRALIA - Loss Damage Waiver (LDW) - LDW is an optional product available at selected locations, which reduces your liability to us fully or partially in the event of loss of or damage to the vehicle. You liability will be reduced from the LDL to the amount specified on the Rental Agreement.
- Maximum Damage Wavier (MDW)
- MDW is an optional product offered at selected locations and gives you peace of mind for your rental by:
- Eliminating your potential liability to us to pay up to the LDL for loss of or damage to the vehicle or to third parties during your rental
- Eliminating your potential liability for glass or tyre damage
- Waiving the fee for Towing
- Waiving the fees for Hertz Claims Management and External Damage Assessment services.
- Super Damage Waiver (SDW) - SDW is an optional product offered at selected locations and gives you peace of mind for your rental by:
- Including all benefits from MAaximum Damage Waiver (MDW) (above), and also:
- Waiving the fees for Additional Driver and Early Return, and
- SDW charges are not included in the calculation of the Location Service Fee
For more details, please visit this page. NEW ZEALAND LDW is an optional product which reduces your potential liability to us in the event of loss or damage to the vehicle (and other Incident Damages described in Annexure 2) from the LDL to the reduced amount specified on the Rental Agreement. - Maximum Damage Wavier (MDW)
MDW is an optional product which: Eliminates your potential liability to us to pay up to the LDL for loss of or damage to the vehicle during your rental, and Waives any fees in respect of Hertz Claims Management Fee, External Damage Assessment Fee and Towing - Super Damage Waiver (SDW) - SDW is an optional product offered at selected locations and gives you peace of mind for your rental by:
- Including all benefits from MAaximum Damage Waiver (MDW) (above), and also:
- Waiving the fees for Additional Driver and Early Return, and
- SDW charges are not included in the calculation of the Location Service Fee
For more details, please visit this page.
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